ANALISIS PENERAPAN ETIKA BISNIS ISLAM DAN SYARIAH MARKETING BMT MEKAR DA’WAH SERPONG MENURUT FATWA DSN-MUI NO. 04/DSN-MUI/IV/2000

Abstract

This study aims to determine whether BMT Mekar Da’wah Serpong has implemented Islamic business ethics and sharia marketing in accordance with the theory of Islamic law. The research method is qualitative using interview techniques, library research and internet searching. Then the data obtained were analyzed using descriptive analysis. The results showed that BMT Mekar Da’wah has implemented Islamic business ethics in accordance with the existing principles of Islamic business ethics. In its business activities, BMT Mekar Da’wah is free from usury, can balance economic and social activities, gives members the freedom to choose its products, is responsible to its members and social activities funded by baitul maal, and honesty is applied to employees. BMT. Then, BMT Mekar Da’wah has implemented sharia marketing in accordance with the existing characteristics of sharia marketing. BMT Mekar Da’wah has instilled religious values ​​in their daily lives, behaves and speaks politely to its members, in its marketing, there are no lies and is very transparent, and maintains good relationships with its members. This shows that BMT Mekar Da’wah Serpong applies Islamic business ethics and sharia marketing has shown compliance with the MUI DSN Fatwa No.04 / DSN-MUI / IV / 2000 regarding Murabaha. Continue reading “ANALISIS PENERAPAN ETIKA BISNIS ISLAM DAN SYARIAH MARKETING BMT MEKAR DA’WAH SERPONG MENURUT FATWA DSN-MUI NO. 04/DSN-MUI/IV/2000”

Perbedaan Solusi Masalah Instalasi Jaringan Multi Tahap Dalam Proses Koneksi Menggunakan Algoritma Modifikasi Prim dan GNU Octave

Prosiding Seminar Nasional Teknoka - 2, Tahun 2017. Kegiatan ini didukung oleh Bukalapak.com, Penerbit Erlangga, Jakarta., dan UWENAKE.
Continue reading “Perbedaan Solusi Masalah Instalasi Jaringan Multi Tahap Dalam Proses Koneksi Menggunakan Algoritma Modifikasi Prim dan GNU Octave”

PENGARUH TINGKAT LITERASI WARGA MUHAMMADIYAH TERHADAP INKLUSI KEUANGAN PRODUK TABUNGAN BANK SYARIAH

Abstract

The results of the Financial Services Authority (OJK) Survey in early 2018 showed that the level of Islamic financial literacy was only 8% while the level of inclusion, for Islamic banking itself, was at the highest literacy level, namely 6.6% literacy level and 9% level. 2016 shows that only 30 people have an adequate understanding of finance. This is a challenge to do to develop financial literacy. This study aims to see the level of literacy of Muhammadiyah citizens and financial inclusion of Islamic bank savings products. This research uses quantitative methods and simple regression analysis using SPSS Version 20 software. The independent variable in this study is Literacy. Finance (X1) from the results of the t-test of the financial literacy variable is 9,450 <0.1, which means a positive effect. And the F test shows jointly or simultaneously the Financial Literacy Variable on financial inclusion Sharia bank savings products with the calculated F value are 89,301 which means that it is greater than the F table, namely 3.95 and also has a significant value which is less than 0, 1 is worth 0.00. The test value of the determinant coefficient is 0.708.

mitra sami gultomuniv. muhammadiyah Prof. DR. Hamka

Sarah AfifahUniv. Muhammadiyah Prof. DR. Hamka

 

Full PDF : https://journal.uhamka.ac.id/index.php/jei/article/view/5961/2031

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Perancangan Enterprise Architecture Mengunakan Togaf Architecture Development Method (Studi Kasus: Yakuza Gym Jakarta Barat)

Prosiding Seminar Nasional Teknoka - 2, Tahun 2017. Kegiatan ini didukung oleh Bukalapak.com, Penerbit Erlangga, Jakarta., dan UWENAKE.
Continue reading “Perancangan Enterprise Architecture Mengunakan Togaf Architecture Development Method (Studi Kasus: Yakuza Gym Jakarta Barat)”

IMPLEMENTASI AKAD IJARAH MULTIJASA SEKTOR PENDIDIKAN: STUDI KASUS BANK CIMB NIAGA SYARIAH

Abstract

One of the Islamic banking products that is quite flexible is multi-service Ijarah. This paper aims to analyze the implementation of multi-service ijarah contracts in one of the Islamic banks, especially for financing the education sector. The implementation of multiservice ijarah financing is carried out in accordance with the Fatwa of the National Sharia Council (DSN) of the Indonesian Ulema Council (MUI) by combining the ijarah contract and the wakalah contract. However, there are still obstacles to identify financing objects in this education sector. In addition, the status of using the wakalah contract as a supporting contract is still unclear in the practice of multi-service ijarah. The issue of the imposition of fines by banks is also an important discussion as a solution to provide optimal services for customers who need financing in the education sector. Continue reading “IMPLEMENTASI AKAD IJARAH MULTIJASA SEKTOR PENDIDIKAN: STUDI KASUS BANK CIMB NIAGA SYARIAH”

Audit Aplikasi Zahir di PT Radisa Mahardi Rekatama Menggunakan Framework COBIT 5

Prosiding Seminar Nasional Teknoka - 2, Tahun 2017. Kegiatan ini didukung oleh Bukalapak.com, Penerbit Erlangga, Jakarta., dan UWENAKE.
Continue reading “Audit Aplikasi Zahir di PT Radisa Mahardi Rekatama Menggunakan Framework COBIT 5”