ANALISIS KUANTITAS DAN KUALITAS TENAGA KERJA PERBANKAN SYARIAH YANG TERDAMPAK DISRUPSI DIGITAL

Abstract

The challenge for the industrial era 4.0 towards the industrial era 5.0 which is felt by humans is the loss of many skills that are usually carried out by humans who are transferred to technology. The transformation of banking services due to technological disruptions felt by the banking world, conventional services that have been carried out face-to-face have been replaced by technology, business activities and banking products can be said to be disrupted by the emergence of various finances. technology platforms, especially those engaged in P2P Lending and Payment. This can threaten human resources in the banking world if there is no solution and adaptive action taken by the bank so that banking human resources will still have a place according to their level of expertise. Interpreting from primary and secondary data sources, the result is that there has been a significant decrease in the quantity of banking human resources, but simultaneously the bank is reskilling to improve the quality of human resources to be ready to face changes in banking services. towards an excellent service digital banking system that still adheres to the principle of prudence.

Keywords: Digital Services, Challenges of Islamic Banking

Link Journal : https://journal.uhamka.ac.id/index.php/jei/article/view/5894

DESAIN PEMBERDAYAAN UMKM BERBASIS ONE VILLAGE ONE PRODUCT SEBAGAI GERAKAN EKONOMI BERNILAI KEARIFAN LOKAL

Abstract

OVOP is a program with the following missions: producing globalizing local product, producing product based on self-creativity and ability, and being able to develop human resource competency. OVOP program is expected to realize the superior product in each of businesses belonging to SMEs in Indonesia; thus, it is expected to realize an independent economy. This research aimed to describe the OVOP-based SMEs empowerment design as economic movement with local wisdom value. The research method employed was the qualitative one, with case study design. This research took place in Batik Bagus Warna Alam SME in Denasri Village. Techniques of collecting data used were interview, observation, and document study. Technique of analyzing data used was Spradley’s domain analysis. Data validation test in this study was conducted using data credibility test. Data credibility test was carried out using triangulation technique. The result of research showed that OVOP-based SMEs empowerment in Batik Bagus Warna Alam SME in Denasri Village was conducted in some stages: (1) choosing product with local typical characteristic, (2) education, training, and expert mentor corresponding to each area of SMEs, (3) implementing product monitoring, and (4) mapping local potency based on local wisdom values. However, in practice SMEs empowerment in Batang Regency has not been based on local wisdom values.  

Link Journal : https://journal.uhamka.ac.id/index.php/utilitas/article/view/4888

A DESCRIPTION OF DEFENSE ECONOMY AS A SCIENCE

Abstract

The approach in this study uses a descriptive approach, the approach is intended to describe the description of the defense economy as a science by emphasizing the study of defense economics, especially the issues of study that developed during the cold war and post-cold war studies and the development of defense economy studies according to contemporary definitions. Defense economics is a study of defense costs that examines issues of defense and peace using economic analysis and methods which include microeconomic and macroeconomic studies such as static and dynamic optimization, growth theories, distribution, comparison of statistical and econometric data (use of statistical economic models). The post-Cold War Defense Economy is no longer just about managing logistical resources during wartime, managing the supply of weapons on the battlefield or war winning strategies by controlling economic resources. Understanding of the Defense Economy today has shifted to issues such as conflict, terrorism, peace, disasters to social problems ranging from food to health.

Link Journal : https://journal.uhamka.ac.id/index.php/utilitas/article/view/4784

The Analysis The Financial Perfomance Using Financial Ratio By The Decree Of The Indonesian Minister For Soe

Abstract

This research is aimed at investigating the financial performance of Indonesian Port Corporation III (Persero) of Tanjung Emas Semarang Branch in the period of 2005-2014. The analysis to assess the financial aspects of the company is based on the Decree by The Minister for State-owned Enterprises Number: KEP-100/MBU/2002. The financial aspects are evaluated by seven indicators, namely: Return on Equity (ROE), Return on Investment (ROI), cash ratio, current ratio, collection periods, total assets turnover, total equity to total assets. In the period of 2005 to 2011, the company had always been attaining the sound grade in A category. However, from 2012 to 2014, the performances of the company have been descending to the grade of the BBB category.

Link Journal : https://journal.uhamka.ac.id/index.php/agregat/article/view/5024

Management of Financial Inclusion in Islamic Banking: Evidence From Indonesia

Abstract

Financial inclusion aims to encourage unbankable people to have access to the formal financial system, so they have the opportunity to access financial services from savings, payments, financing, insurance, and various other financial services. Therefore, the implementation of financial inclusion becomes an urgent matter in the context of poverty alleviation. The purpose of this research is to analyze the role of sharia banking in implementing financial inclusion in Indonesia. This research is a descriptive research with qualitative approach. Sources of data used are primary and secondary data. Primary data are interview result with Bank Indonesia, Financial Services Authority (OJK) and Islamic bank. Secondary data in the form of financial statements of Islamic bank year 2013-2017. Qualitative data analysis using techniques developed by Miles and Huberman, namely data reduction, display data, and conclusion drawing. This research is strengthened by quantitative data analysis using financial report analysis technique and ratio analysis from CAR, ROA, ROE, NPF, and FDR of Islamic bank. The conclusion of this research is that Islamic bank has big potential in implementing financial inclusion in Indonesia as evidenced by the increase of Third Party Fund (DPK) and increasing financing, especially micro financing, plus zakat fund and social fund which enable to give access to small and micro business unbankable people. Policy support that is responsive and synergic to stakeholders can help to accelerate the implementation of financial inclusion in Indonesia.

Link Journal : https://journal.uhamka.ac.id/index.php/agregat/article/view/3602

Slogan Of “Uhamka Lebih Utama” Effects On Brand Awareness For Senior High School Students

Abstract

This study aims to reveal the effect of the slogan on brand awareness towards University of Muhammadiyah Prof. DR. HAMKAfor high school students in DKI Jakarta. The subjects for this study were all students in high schools located in Jakarta. Cluster Sampling is used to take 100 students as samples, taken from 5 schools located in 5 different regions in Jakarta, namely East Jakarta, West Jakarta, South Jakarta, North Jakarta, and Central Jakarta. In addition, this study uses descriptive quantitative associative methods. The results of this study imply that University of Muhammadiyah Prof. DR. HAMKA has a positive and significant influence on brand awareness for high school students in DKI Jakarta.

Link Journal : https://journal.uhamka.ac.id/index.php/agregat/article/view/5209

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